How ToBudgeting tips, tricks, & inspiration


Five Steps of the Emergency Fund


There are a plethora (that word always reminds me of the Three Amigos movie) of personal finance and budget theories, however one element always seems constant, which is the emergency fund. No matter who you are there will be a financial crisis in your life at some point. Whether it is an unexpected job lose or a vehicle breakdown you will be protected with an emergency fund. Plan for the unexpected!


How to Create a Zero Based Budget


Learning a new concept can be tough. Not only are you trying to get things done, but you are also adding the overhead of a new process on top it. Fortunately, zero based budgeting is an easy skill to learn. You can understand the basics in just a few minutes. To understand exactly what you're getting yourself into, we've outlined the steps we take to create our budget each month.

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